These calculators help investors, business owners, builders, landlords, and commercial buyers get a quick first look at a property’s income potential. Use them for early screening, then review the numbers with financing, tax, legal, and real estate professionals before making decisions.
Main Investor Formulas
Cap Rate = NOI ÷ Property Value × 100 Property Value = NOI ÷ Cap Rate DSCR = NOI ÷ Annual Debt Service
These are quick screening tools. The full investment decision should also include leases, tenants, vacancy risk, repairs, financing, zoning, location, and future upside.
Interactive Calculator
Cap Rate Calculator
Enter annual NOI and property value to estimate the cap rate.
Estimated Cap Rate
6.00%
Based on $150,000 NOI and $2,500,000 property value. This is before financing.
Income Analysis
NOI Calculator
Estimate Net Operating Income after vacancy and operating expenses.
Estimated NOI
$150,000
Formula: Gross Income − Vacancy Loss − Operating Expenses
Reverse Formula
Property Value Calculator
Estimated Value
$2,500,000
Return On Cash
Cash-on-Cash Return
Cash-on-Cash
8.67%
Lender View
DSCR Calculator
Estimate the Debt Service Coverage Ratio by comparing annual NOI against annual debt service.
Estimated DSCR
1.25x
Formula: NOI ÷ Annual Debt Service
Investment Snapshot
Quick Summary
Cap Rate
6.00%
NOI
$150,000
Estimated Property Value
$2,500,000
Cash-on-Cash Return
8.67%
DSCR
1.25x
Note: These calculators are for general information only. Actual lender approvals, rates, operating expenses, taxes, CMHC/MLI programs, and investment results may vary.
Investor Interpretation
How Investors Usually Read These Numbers
Cap Rate
Helps compare income-producing properties quickly before financing.
NOI
Shows income after normal expenses, before debt payments and tax structure.
DSCR
Helps estimate how comfortably the property income may cover annual debt payments.
Cash-on-Cash
Shows the return based on actual cash invested, not only the full property value.
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